- HB 365/SB 216 reforms the foreclosure process and prohibits a foreclosure action to be filed for the latter of either 90 days after default or 45 days after a notice letter is sent.
- HB 360/ SB217 creates a comprehensive mortgage fraud statute that allows the seizure of property used in connection with fraud and provides defenses against forfeit for innocent owners, tenant and property used as a principle residence.
- HB 361/SB 217 establishes a requirement for a foreclosure consultant, bans foreclosure rescue transactions and provides consumer protections for sales of residences 60 days in default.
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